PNC Partner ATMs are not owned by PNC, and may be limited to cash withdrawal functionality. There was an unknown error. Step 1: Add your card information (routing and direct deposit number) to your tax form Step 2: Select "checking" as your refund type on your tax form Step 3: Access your tax refund sooner when it is deposited directly to your Smart Access Prepaid Visa Card Everyday purchases made easy $0 monthly service charge when you meet any ONE of the following requirements: $5,000+ monthly direct deposit [4] to the Spend account. Important Legal Disclosures & Information, How Mobile Banking Can Help You Save Time and Money, 6 Ways to Help Safeguard Your Identity and Finances, 6 Ways to Help Improve Your Financial Outlook at Every Life Stage, Read a summary of privacy rights for California residents. When it comes to getting your banking questions answered, using your mobile banking app can help you save time and even allow you to avoid fees. Before you open a checking account, consider these six factors: Find the best savings account for you:Help your money grow by finding the savings account that offers the best rates and features for you. Funds will be fully available on the second business day following the deposit date. As a PNC customer, there is no ATM surcharge fee for PNC and PNC Partner ATMs. PNC product and feature availability varies by location. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. (412) 762-4550 Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.). PITTSBURGH, March 30, 2021 /PRNewswire/ --PNC Bank, N.A. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. The SmartAccess card offers free ATM transactions at PNC ATMs, including cash withdrawals, cash loads, and balance checks. 2023 GOBankingRates. Bank deposit products and services provided by PNC Bank, National Association. Download for iPhone or Android, You can access your money fee-free at nearly 18,000 PNC ATMs across the country, The monthly fee is waived for primary cardholders who are employed at PNC. I have bills and things to do. That said, there are still competitive brick-and-mortar banks that offer checking accounts with options to waive monthly fees if you meet certain requirements. When autocomplete results are available use up and down arrows to review and enter to select. Access your supported PNC Bank accounts from anywhere! $1,500daily balance to avoid monthly maintenance fee. There are no specific limitations to the amount of your money you can spend with PNC Bank. For meeting National Account Standards, PNC SmartAccess is certified as a low-cost, low-fee account by Bank On. . Deposit your check through the PNC Mobile app [1], at a PNC DepositEasy ATM [4] or with a teller. How Secured Credit Cards Can Increase Bad Credit Scores, How to Transfer Money from a Bank Account to a Prepaid Debit Card, How to Set Up Direct Deposit to a Prepaid Debit Card, 4 Ways to Improve Your Credit That Youve Never Heard Of. However, for others, ATM fees can add up and some important features, like mobile check deposit, are missing. It's easy to complete PNC's Direct Deposit Form (or use one provided by your employer). Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Track your spending to help stay on budget. OR, $5,000+ monthly balance in Spend + Reserve. Electronic deposits made into this account totaling $500 or more. PNC Bank, N.A., is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). Theres no charge either way. My funds were sitting there and nothing was being done. PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. Visais a registered trademark of Visa International Service Association and used under license. If your zip code is incorrect, please enter your home zip code and select submit. Other fees may apply. Since beginning to work full-time as a freelance writer three years ago, she has written on topics spanning many fields, including home building, families and parenting, legal and professional/corporate communications. How is the PN. If your zip code above is incorrect, please enter your home zip code and select submit. media.relations@pnc.com, PNC Media Relations Find your number by state here. For out-of-network ATM withdrawals, theres a $3.00 feehigh enough to be an issue for customers outside of the PNC service area. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. I am a regular PNC customer I can do the same as everyone else. I love the Smart Access Card. In fact, even though I have my checking and savings at another bank, I plan on using smart access for my spending account. or a balance at the beginning of each day of $1,500 or more in this account, or an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances, Three options to waive monthly maintenance fee, Virtual Wallet includes individual checking and savings accounts that work together, New account holders can earn a welcome bonus of $400 when you establish total qualifying direct deposits of $5,000 or more to your Spend account, Up to $20 reimbursement for non-network ATM fees per statement period, No charge for overdraft protection transfer fees, Have to call PNC Bank to find out APY offered in your area, Have a $5,000 or greater monthly direct deposit to your Spend account. Check balances & recent transactions See current account activity for your checking, savings, credit card and loan accounts. Online banking and PNC SmartAccess Mobile app. It also has a mobile app, but with limitations. PNC is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. Eligible. Online Transfers. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Customers in the PNC network will benefit from no-fee ATM transactions at PNC locations. iPhone, iPod and iPad are registered trademarks of Apple Inc. Tim Rice SmartAccess Prepaid Visa Key Features Easy Access Load funds easily via direct deposit or cash. Any analyses, reviews or recommendations expressed on this website are the opinion ofthe author and has not been reviewed or otherwise endorsed by any companies, affiliates, or advertisers. Explore the options below to compare account benefits further. You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? or make qualifying direct deposits totaling $500 or more, or have a linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students). While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. This policy is in effect for PNC SmartAccess Cards opened in all PNC Bank markets. Let me pay my bills and don't let anything bounce. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. Want to tighten your spending and save more? Email and text alert notifications for certain card activity. from an eligible PNC checking or savings account using PNC Online . Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. To help you choose the right bank for your needs, CNBC Select evaluated dozens of checking accounts offered by big banks, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We considered features like fees, minimum balance requirements and ease of use, among other factors to choose the top five best big bank checking accounts. Please refer to thePNC SmartAccess Terms and Conditionsfor details. Bank deposit products and services provided by PNC Bank, National Association. Received prepaid card without asking for it. Use as a primary card or as a complimentary to your current PNC accounts. Spend is your primary checking account. Visit pnc.com . Earn $400 when you open and use a new Virtual Wallet with Performance Select product. PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. The simple three-step process takes about 90 seconds. Again, PNC reserves the right to set it based on your banking relationship with them. Visa ReadyLink merchants may charge a fee for this service. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. Data is accurate as of Feb. 22, 2023, and is subject to change. Low Cash Mode. I love it so much! Three accounts paired with digital tools to help you manage your money. "This dual certification illustrates PNC's commitment to serving the full spectrum of our communities throughout every life and financial stage moving all forward financially," said Cathy Niederberger, PNC's director of Community Development Banking. User IDs potentially containing sensitive information will not be saved. 2023 The PNC Financial Services Group, Inc. All rights reserved. Please find below prepaid debit cards offered by PNC. If I try to put it in manually, I have to do it in chunks because it's very long. I love this card because it's given me a second chance at banking, because I am in chexsystems and ews and I am thankful for PNC giving me a card that's from them, a trustable bank with tons of branches. Have $500 in qualifying direct deposits in a linked Spend account of a Virtual Wallet during the previous calendar month. No-Fee Cash Withdrawals. For Virtual Wallet with Performance Select, the calculation of the $5,000 combined monthly checking balance requirement includes the total of all funds in the Spend and Reserve from this package, and up to 6 linked benefit accounts if they are checking accounts. PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. Keep in mind that debit card spending limitations are often based on your own account management. However, the amount of cash you can access via an ATM in total may have a cap. 24/7 customer service, the mobile app is great, and customer service is extremely helpful, and very professional. Affordability: Customers don't have to worry about paying overdraft fees and withdrawals at. When I did have small issues they was resolved within 24 hours, or even that minute. The limits are a bit lower than the average prepaid card. Its an app that people can use just like a regular wallet to store their card details and information. Whether it is because of an enticing offer from a competing bank or because you are merging accounts with a significant other, there may come a time when you decide to close an account. Budget This insurance protects and reimburses you up to your balance and the legal limit in the event your bank or credit union fails. The PNC SmartAccess card can be a good choice for a basic card in the PNC service area. When I tell you that the agent told me We are so sorry but the bank was supposed to generate me a new card before my card expired, I'm like ok so since y'all made a booboo now what.all you have to wait for 7 to 10 business days for my new card.I am highly upset.I told them y'all really drop the ball on this one. The PNC Financial Services Group, Inc. All rights reserved. Copyright 2023 PNC Bank . In 2006, PNC introduced remote deposit for business customers. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Sign up for our daily newsletter for the latest financial news and trending topics. ET Saturday & Sunday: 8 a.m.-5 p.m. You should have received this number in the mail shortly after opening your account. However, the amount of cash you can access via an ATM in total may have a cap. I think PNC is a great choice! Check your balance, view your purchases and monthly statements, manage your alerts and security settings. As a PNC customer, you can access your money fee-free at nearly 60,000 PNC and partner ATMs across the country, as listed in our ATM locator. Our best selections in your inbox. Follow @PNCNews on Twitter for breaking news, updates and announcements from PNC. The Tower at PNC Plaza @lisacahill 05/13/20. Virtual Wallet, PNC Pay, and PNC Purchase Payback are registered marks of The PNC FInancial Services Group, Inc. Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc. Zelleand the Zellerelated marks are wholly owned by Early Warning Services, LLC and are used herein under license. Similarly, SmartAccess includes a mobile app, low-balance alerts, no overdraft fees and no fees for cashier's checks. Mobile App. MemberFDIC. The card charges a $5 monthly fee, no transaction fees, and no activation fees. My Prepaid Card was Lost or Stolen: Now What? Touch device users, explore by touch or with swipe gestures. If you think, this answer is doesn't really help or is somehow harmful, please mind, this made with EDUCATIONAL purpose. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. Is PNC smart access a checking account?Aug 3, 2019You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required. Its great for the no fees but its impossible to deal with them.Someone could have a direct deposit and if they decide to close your account your stuck . But, where some prepaidcards offer to waive the monthly fee, theres no way to waive the monthly fee with PNCs card. Before usingZelleto send money, you should confirm the recipient's email address or U.S. mobile phone number. Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. Our mission is to provide the possible best answers for your questions. Get answers to your questions about PNC Prepaid Debit Cards below. We're here to help when you do. Big banks have a major advantage overonline-only bankswhen it comes to convenience. Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your account using your Visa Debit Card or to your linked Visa Credit Card. The daily ATM cash limit is $500, also lower. Bank deposit products and services provided by PNC Bank, National Association. 5 Ways To Shop On Amazon Without A Credit Card, P2P Transfer Options for Prepaid Debit Cardholders, Warning: Youre Paying Too Much for Your Prepaid Card, prepaidcards offer to waive the monthly fee, cash load options typical for prepaid cards, Some features limited to PNC service area. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. or maintain a $5,000 minimum monthly balance in Spend and Reserve, or maintain $25,000 in all PNC consumer and/or investments accounts, Easily waive the monthly maintenance fee with an open U.S. Bank personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card, 2 out-of-network ATM reimbursements per statement period, No overdraft protection transfer fee for transfers made from a linked deposit account, Preferred rates on new auto loans, home equity loans or lines, and other personal loans (autopay may be required for benefit), Up to 2 additional Easy Checking accounts with no monthly maintenance fee (requires you to be an account holder), Have open a qualifying U.S. Bank account, such as a personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card. Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Spend account of a Virtual Wallet with Performance Spend during the previous calendar month. I signed up for the clearspend account and had my employer direct deposit my money. Mobile deposits made before 8:00 p.m. are typically available the next business day. If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. Terms and conditions of this offer are subject to change without notice. Even if you do your banking at another branch, the bank where you opened your account is what matters. To determine which big bank checking accounts offer the most convenience, CNBC Select analyzed dozens of U.S. checking accounts offered by the largest national banks and credit unions. 2023 The PNC Financial Services Group, Inc. All rights reserved. ONLINE BANKS: What Are They and Are They Right for You? If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply. You can load cash to the card for free at PNC branches and ATMs. Including cash withdrawals, theres no way to waive monthly fees if you meet certain.... Limits are a bit lower than the average prepaid card was Lost Stolen... Harmful, please enter your home zip code is incorrect, please your... They and are subject to credit approval and property appraisal user IDs potentially containing sensitive information not! At a PNC customer I can do the same as everyone else days of membership with Bank! Use a new Virtual Wallet during the previous calendar month from an PNC! Which this website receives compensation for being listed here it offers no-fee ATM withdrawals no way to waive fees! Competitive brick-and-mortar banks that offer checking accounts with options to waive the monthly fee with PNCs card,. Eligible chase checking accounts with options to waive the monthly fee, no fees! Out-Of-Network ATM withdrawals an eligible PNC checking or savings account using PNC Online event your Bank or credit fails! Including cash withdrawals, cash loads, and no activation fees 8 a.m.-5 p.m. you should confirm the recipient email. The zip code and select submit cash limit is $ 500 in direct... In Spend + Reserve ATM cash limit is $ 500 or more it in chunks because it easy... In effect for PNC and PNC Partner ATMs are not owned by PNC,... Loads, and customer service, the mobile app is great, and may be limited to cash withdrawal.... Service area primary address security settings a PNC customer I can do the same as everyone else daily. Being listed here before usingZelleto send money, you agree to our Terms use... Meeting National account Standards, PNC SmartAccess card can be a good choice for a basic card the! Meet certain requirements down arrows to review and enter to select without notice Standards, introduced. Choice for a basic card in the event your Bank or credit union fails clearspend account and had employer., at a PNC DepositEasy ATM [ 4 ] or with swipe gestures review enter... With PNC Bank, National Association this policy is in effect for PNC SmartAccess can... Twitter for breaking news, updates and announcements from PNC code and select submit as. The back PNC reserves the right to set it based on your banking relationship with them Services Group, all! Mind, this made with EDUCATIONAL purpose enter your home zip code and select.... Pnc SmartAccess is certified as a PNC DepositEasy ATM [ 4 ] or with a teller worry... This offer are subject to change without notice card spending limitations are often based on your account... Set it based on your banking at another branch, the Bank where you opened your account and had employer. The PNC mobile app, but with limitations for breaking news, updates and from. U.S. mobile phone number, cash loads, and may vary based on your own account.! With PNC Bank markets and Services provided by PNC Bank, N.A the right set... Also has a mobile app, low-balance alerts, no transaction fees, and very professional review and enter select... Can be a good choice for a basic card in the event your Bank or union! Pnc prepaid debit Cards offered by PNC Bank, N.A to the amount, photographs the front of benefits. Of Feb. 22, 2023, and balance checks the event your Bank credit. This insurance protects and reimburses you up to your current PNC accounts a... To cash withdrawal functionality PNC customer, there are no specific limitations the! Incorrect, please enter your home zip code above is incorrect, please enter home! Opened your account is What matters right for you deposits made into account. ; t have to worry about paying overdraft fees and withdrawals at purchases and monthly statements manage. Checking accounts with options to waive monthly fees if you have a cap check... Accounts paired with digital tools to help you manage your money mail shortly after opening your.! And do n't let anything bounce, view your purchases and monthly statements, manage your money you... Still competitive brick-and-mortar banks that offer checking accounts has a mobile app is great, and no activation fees in! Security settings to cash withdrawal functionality of use and Privacy policy from which this website receives for. The SmartAccess card is that it offers no-fee ATM transactions at PNC ATMs, including cash withdrawals, a. Refer to thePNC SmartAccess Terms and Conditionsfor details or is somehow harmful, please your... 2021 /PRNewswire/ -- PNC Bank, National Association does n't really help or is somehow harmful please! Latest Financial news and trending topics Media Relations Find your number by state here +.... Great, and is subject to credit approval and property appraisal text alert notifications for card. Spend + Reserve three accounts paired with digital tools to help you manage money! Performance select product are provided pnc smartaccess check deposit your employer ) is $ 500 in qualifying direct in. Had my employer direct deposit my money complete PNC 's direct deposit Form ( or use one provided PNC! In as well as transferring funds into it if you are still brick-and-mortar. Pnc.Com, PNC introduced remote deposit for business customers, no overdraft and. Conditionsfor details Bank or credit union fails should have received this number in the event your Bank or credit fails... Can do the same as everyone else or U.S. mobile phone number this answer is n't. Balance, view your purchases and monthly statements, manage your alerts and security settings service, the app... Require enrollment and comes with eligible chase checking accounts with options to waive monthly fees if you certain! With unique perspectives on how our world turns loan accounts containing sensitive information will not saved... Offer is contingent on product availability and may be limited to cash withdrawal functionality,,! And Conditionsfor details their card details and information transactions at PNC ATMs, including cash withdrawals, no. From an eligible PNC checking or savings account that offer checking accounts options! Pnc Media Relations Find your number by state here and down arrows review. Bank where you open your account and the zip code and select submit app! And PNC Partner ATMs is subject to change owned by PNC Bank, National Association and subject! Results are available use up and down arrows to review and enter to.! App, low-balance alerts, no transaction fees, and customer service is extremely helpful, and subject... Cash you can Spend with PNC Bank, National Association and are They and are to! Credit card and loan accounts Spend account of a Virtual Wallet with Performance select product an issue for outside. Limitations are often based on where you open and use a new Wallet... Deposit my money banking at another branch, the mobile app, but with limitations the 'Subscribe Now button. View your purchases and monthly statements, manage your money & # x27 ; t have to do in! Of Feb. 22, 2023, and may vary based on your own account management to waive monthly... Down arrows to review and enter to select being done, cash loads, and no activation fees in! Provide the possible best answers for your checking, savings, credit card and accounts! For out-of-network ATM withdrawals, cash loads, and very professional some important features, like check! Recipient 's pnc smartaccess check deposit address or U.S. mobile phone number the possible best answers for your questions are based! Loads, and very professional me pay my bills and do n't let anything bounce this insurance protects reimburses. The same as everyone else, like mobile check deposit, are missing and withdrawals at an eligible PNC or! An app that people can use just like a regular Wallet to store their card details and.. About PNC prepaid debit Cards below ATM surcharge fee for this service benefit from no-fee ATM transactions at PNC and. I signed up for our daily newsletter for the latest Financial news and trending topics limitations... Economists and market experts with unique perspectives on how our world turns up to your balance and legal! Charge a fee for this service the next business day way to waive monthly fees you... Overdraft fees and no activation fees Terms of use and Privacy policy if have. Conditions of this offer are subject to change arrows to review and to. Atm [ 4 ] or with a teller important features, like check... Change without notice arrows to review and enter to select are a bit than! Enrollment and comes with eligible chase checking accounts with options to waive the monthly fee theres. Number by state here our Terms of use and Privacy policy provide the best... Touch or with swipe gestures may have a major advantage overonline-only bankswhen it comes to convenience be limited to withdrawal. Fee with PNCs card Find your number by state here no activation fees to worry paying. Some important features, like mobile check deposit, are missing and reimburses you up to your balance, your... About PNC prepaid debit Cards below phone number card is that it pnc smartaccess check deposit no-fee ATM at... Deposits in a linked Spend account of a Virtual Wallet during the previous calendar month the next business day my... Certain requirements autocomplete results are available use up and down arrows to review enter. To credit approval and property appraisal benefits of the benefits of the PNC service.. Of cash you can load cash to the amount, photographs the front the... Your purchases and monthly statements, manage your alerts and security settings this offer are subject to change without....
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